Bicycles can be great way to get around town and stay physically active. Though at times it can be difficult to know which bike is for you and what types of bikes are within your price range.
It is very important to research what type of bicycle will be best your needs. The next important step is to determine the amount of money you are able to spend on a bike and how you will buy it. One good way to pay for a bicycle is to buy your bike on finance.
Buying a bike on finance allows you to spread out your payments so you can instantly begin to enjoy your bike without having to take big hit to your wallet. Shops like Ambrose-Wilson, Fifty Plus, Jacamo, and The Brilliant Gift Shop offer credit accounts with monthly payment plans to buy your bike on finance.
Make sure to apply online or call ahead to the shop to see if you qualify for a credit account. These shops allow you take the bike home for 14 days before deciding whether or not you would like to buy the bike. If you choose to keep the bike just be sure to make the minimum payment each month to remain in good standing with shop and keep your credit score from dropping.
Shops like Isme, K and Co, Littlewoods, and Very allow you to buy your bike through a “buy now pay later” where you can buy the bike at the store and not have to make a payment until 6 months to 1 year later depending on how much you spend. If you pay the bike off before the deferred payment period is over, then will not even have to pay any interest. When buying a bike on finance, remember to find out which type of bike is best for you and make sure you find a payment plan that works for you.